Dental Finance in Fulham SW6
Spread the cost of private dental treatment with flexible payment plans from £500. 0% interest available.
Flexible Finance for Your Dental Treatment
Many people want to look after their teeth or improve their smile but prefer not to pay for everything at once. Dental finance allows you to spread the cost over monthly payments, making treatments like Invisalign, dental implants, or smile makeovers more manageable. At Pearly Whites, we explain your options clearly so you can decide what feels comfortable for your budget.
Finance Options at Pearly Whites
- 0% Interest Finance
Available for up to 12 months on treatment plans of £500 or more. Spread the cost with zero interest charges.
- Extended Payment Plans
Longer terms available up to 60 months at 14.9% APR for larger treatments, giving you maximum flexibility.
- Soft Credit Check Only
Your initial application uses a soft credit check that won’t affect your credit score.
- Finance Provider: Tabeo
All finance is provided through Tabeo, a trusted dental finance specialist with straightforward terms and transparent pricing.
- Available on Private Treatments £500+
Finance covers most private treatments including Invisalign, dental implants, veneers, smile makeovers, and composite bonding. Excludes hygiene-only appointments.
Example Monthly Payments
Invisalign treatment from as little as £85/month over 12 months (0% interest) or £45/month over 24 months.
Calculate Your Monthly Payments
Use our finance calculator to see your monthly payment options based on your treatment cost:
Treatments Commonly Covered by Finance
Dental finance is available for most private treatments over £500, including:
How Dental Finance Works
Step 1. Assessment and treatment plan: We assess your teeth and discuss the treatment recommended. You receive a clear plan with costs explained.
Step 2. Finance discussion: If you would like to explore finance, we explain the available options and monthly amounts in simple terms.
Step 3. Application: If you decide to proceed, the application process is straightforward. Approval is subject to status.
Step 4. Treatment begins: Once approved, treatment can begin according to your agreed plan.
Is Dental Finance Right for You?
Dental finance suits patients who
- Prefer predictable monthly payments
- Are planning larger or staged treatments
- Want flexibility without delaying care
It may not be suitable for everyone. We will always be honest if another approach makes more sense.
Clear Information Before You Decide
We do not rush finance discussions.
You will know
- The total cost of treatment
- The length of the payment plan
- Any interest involved
- Your monthly payment amount
If something is unclear, we explain it again. No pressure.
Dental Finance in Fulham and Nearby Areas
Patients from Fulham SW6, Parsons Green, Fulham Broadway, Chelsea, and Hammersmith use dental finance to spread the cost of private care in a way that fits their life.
New Patient Offer: Comprehensive Dental Exam for £49
Your first visit includes a full dental check-up, assessment of teeth and gums, discussion of any concerns, and a clear treatment plan. Usually £75, now £49 for new patients.
Not sure which treatment is right for you?
FAQ
Frequently Asked Questions About Dental Finance
Does applying for finance affect my credit score?
No. The initial application uses a soft credit check that won’t affect your credit score. Only if you proceed with the finance and it’s formally approved does a hard credit check occur.
What is the minimum treatment cost for finance?
Finance is available on private treatment plans of £500 or more. This excludes hygiene-only appointments.
Can I pay off my finance early?
Yes, you can settle your finance early at any time without penalty. This can save you interest on longer-term plans.
What happens if my application is declined?
We’ll discuss alternative payment options including payment plans directly with the practice, staged payments, or adjusting the treatment plan to reduce costs.
Do I need a deposit?
In most cases, no deposit is required and treatment can begin once finance is approved. Some treatment plans may require a small deposit depending on the circumstances.
How long does approval take?
Finance applications are typically approved within minutes online. You’ll know immediately whether you’re approved and can proceed with treatment.
Can I use finance for multiple treatments?
Yes, finance can cover comprehensive treatment plans that include multiple procedures, such as Invisalign combined with teeth whitening, or dental implants with bone grafting.
